James Chen

James Chen

James Chen — Editor-in-Chief at OwlyTimes, which he founded in 2025 with a small team of editors. Reports on markets with a CPA's suspicion and a reporter's notebook. Came to the project after seven years on a regional business desk in Chicago, where he learned to read footnotes before press releases. Numbers tell stories; he edits the stories so they tell the truth.

386 articles published

Latest Articles

US Embedded Finance Market Reaches $108 Billion Amid Regulatory ScrutiFinance

US Embedded Finance Market Reaches $108 Billion Amid Regulatory Scruti

Uncover the hidden implications of US embedded finance rules! Our analysis reveals how regulation will reshape a $108B market, impacting lenders & consumers.

Iranian Purchasing Power Drops 40 Percent Amid US SanctionsFinance

Iranian Purchasing Power Drops 40 Percent Amid US Sanctions

Uncover the hidden cost of Iran sanctions! Our analysis reveals a 40% drop in buying power, impacting everyday Iranians. Understand the real economic fallout.

Las Vegas souvenir price hikes highlight small business divideBusiness

Las Vegas souvenir price hikes highlight small business divide

Uncover the surprising story behind a 49¢ souvenir price hike in Vegas! Our analysis reveals a shifting tourism landscape & trade challenges impacting loca...

Workday Reports $2.53 Billion Revenue as Annual Growth Hits 14.5%Business

Workday Reports $2.53 Billion Revenue as Annual Growth Hits 14.5%

Uncover the surprising resilience of enterprise software! Our analysis of Workday's surge reveals a key shift: companies prioritize efficiency, driving las...

Apple to Begin Mac Mini Production at Houston Facility This YearBusiness

Apple to Begin Mac Mini Production at Houston Facility This Year

Uncover the *real* reason behind Apple's Texas shift. Beyond headlines, we analyze how geopolitics & AI trends, not patriotism, drive this strategic move.

Gerber Kawasaki names Altruist primary custodian for new businessBusiness

Gerber Kawasaki names Altruist primary custodian for new business

Uncover the RIA industry's evolving landscape! Gerber Kawasaki's custodian shift to Altruist reveals a bold strategy & signals a future of digital wealth m...

Citroni Research AI layoff report triggers Dow Jones market sell-offFinance

Citroni Research AI layoff report triggers Dow Jones market sell-off

Uncover the hidden forces behind AI layoff fears! Our analysis reveals if the market dip reflects genuine tech disruption or a strategic VC maneuver. Learn...

Five Teens Shot in Jacksonville Beach Amid Rising Security CostsBusiness

Five Teens Shot in Jacksonville Beach Amid Rising Security Costs

Uncover the hidden costs of Jacksonville Beach's teen surge! Our analysis reveals how escalating security expenses & "takeovers" threaten tourism & the cit...

Minnesota ICE Enforcement Spurs Creation of Local Relief FundFinance

Minnesota ICE Enforcement Spurs Creation of Local Relief Fund

Uncover the hidden economic fallout of ICE's Minnesota actions. Our analysis reveals how enforcement tactics destabilize communities & fuel a relief fund shift.

South Florida Small Biz: $12M Investment’s Impact AnalyzedBusiness

South Florida Small Biz: $12M Investment’s Impact Analyzed

Uncover how a $12M investment is *really* impacting South Florida’s small businesses. We analyze the surprising strategy fueling growth beyond startups & e...

Blizzard Delays Dallas Officials' Strategic NYC Business TripBusiness

Blizzard Delays Dallas Officials' Strategic NYC Business Trip

Uncover the hidden strategy behind Dallas's NYC trip delay! Our analysis reveals a power shift in finance, exploring how cities actively compete for capital.

Winter Storm Costs Northeast Corridor $1.2 Billion in Daily Economic LFinance

Winter Storm Costs Northeast Corridor $1.2 Billion in Daily Economic L

Uncover the hidden cost of Northeast storms! Our analysis reveals how a single snow event triggers a $1.2B daily impact & exposes infrastructure vulnerabil...